Turning Holiday Spikes Into Year-Round Growth For An Online Home Goods Brand

E-commerce retailer uses inventory financing to turn seasonal spikes into steady growth.

Overview

Jason runs an e-commerce brand that sells home decor and gifts with nearly half of yearly sales arriving in the fourth quarter. He struggled to buy enough stock ahead of the holidays while also funding ads and was limited by a lack of traditional collateral and a short operating history.

The Challenge

Without additional capital Jason faced repeated stockouts on best sellers, paused ads early each season, and left demand on the table because banks were unwilling to extend a larger line based on his limited balance sheet.

The Results

Over the next two holiday seasons the brand saw a fifty four percent year over year increase in fourth quarter revenue, an eighteen percent rise in average order value after expanding bundles, no stockouts on best sellers, and enough cash cushion to test new ad channels without cutting inventory.

The Solution

Purple Tree Funding analyzed two years of marketplace sales, payout histories, and seasonality patterns and offered a flexible inventory financing line that drew against purchase orders and receipts, with interest only on drawn amounts and repayment structured around post holiday sales.

No spam. Just the latest releases and tips, interesting articles, and exclusive interviews in your inbox every week.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Our Process

01

Start Your Application

Complete your application online. No tedious paperwork or long waits.

02

Quick Review
Our experienced team reviews your application and business bank transaction so that you receive offers today.

03

Complete Funding

Accept your offer and get funds. Receive working capital the same day.